Splitwise alternative

The Splitwise alternative built for group trips

SkySplit is a free app for splitting trip costs with friends. No daily limits, no ads, and every expense in any currency rolls into one balance. Friends join from a link or QR code in their browser, and it works offline.

Why people look for a Splitwise alternative

  • The free plan has a daily limit. After a few expenses a day you wait, or pay. On a trip, that’s exactly when you need to log the most. More on the limit.
  • Currency conversion is Pro. On the free plan a trip across countries ends with a balance per currency (“you owe $12 and are owed £8”) instead of one number. How to split in several currencies.
  • Ads, and friends need an account before they can even see the group.

SkySplit vs Splitwise

FeatureSkySplitSplitwise
PriceFree. Optional Pro: $4.99/month or $39.99/yearFree. Pro from $4.99/month (yearly price varies by region)
Daily limit on adding expenses (free)NoneYes, a few expenses a day
Ads (free)NoneYes
Expenses in many currencies, one balance (free)Yes, 160+ currencies converted into the trip currencyConversion is Pro only. Free shows a balance per currency
Friends join without installing anythingYes, from a link or QR code in the browserThey need a Splitwise account to see the group
Receipt scanningAI reads the total, date and category. Free tries, then ProPro only
AppsiPhone and any browser (Android app on the way)iPhone, Android and web
Recurring bills, payment-app integrationsNot yetYes

Checked October 2026 from public pricing pages and app reviews. Spot something out of date? Tell us.

Who should switch, and who shouldn’t

SkySplit fits if you…

  • split costs on trips, especially abroad
  • want one balance across currencies
  • travel with friends who won’t install another app
  • log expenses with no signal, on a hike or a flight

Stay with Splitwise if you…

  • share ongoing bills with roommates or a partner
  • need recurring expenses
  • settle through a payment-app integration
  • want a native Android app today

Other Splitwise alternatives

Tricount

Free, no sign-up needed, made by the bank bunq. Best for groups in Europe who want something free and simple, and don’t mind the bank tie-in.

Settle Up

Long-running, strong on Android. Free with ads, with a premium subscription. Best for Android-heavy groups who want a mature app.

Splid

Fast and no account needed. A one-time purchase unlocks unlimited groups and export. Best for people who’d rather pay once than subscribe.

Switching takes one minute

  1. Start a trip and pick its currency.
  2. Share the QR code or link with the group.
  3. Add expenses as they happen: type them, say them or scan the receipt.
  4. At the end, SkySplit shows the fewest payments to settle everyone up.

Questions

Is SkySplit free?

Yes. Trips, expenses, splitting, multi-currency balances and settling up are free, with no daily limits and no ads. SkySplit Pro ($4.99/month or $39.99/year) adds trip reports, deeper insights, more AI scans, private expenses and couples sharing one wallet.

How does SkySplit handle different currencies?

Every trip has one base currency. Add an expense in any of 160+ currencies and it’s converted at that day’s rate, which is then locked in, so everyone sees one balance in one currency.

Do my friends need to download SkySplit?

No. They open your invite link or scan the trip’s QR code and use it in the browser. The iPhone app is optional.

Can I import my groups from Splitwise?

Not yet. Start a new trip in SkySplit and keep your old Splitwise groups for history. Most people switch at the start of their next trip.

When is Splitwise the better choice?

For long-running shared bills like roommates or a household: it has recurring expenses, payment-app integrations in some countries and a native Android app. SkySplit is built for trips.

Start your next trip on SkySplit

Free, no daily limits, no ads.